Tiq 3-Year Endowment Plan 2023

This plan is a limited tranche endowment plan. Do check on availability. 

If it is, these are points to note and my REFERRAL CODE R99327

TIQ is a 3-year endowment plan with a guaranteed return of 3.95%pa. YES 3.95%pa!

No doubt 12month fixed deposits are 4% now, you never know whats after 12months.

With this plan, you guarantee yourself that rate.

Compared to Singapore savings bond Jan2023 (2.84%pa), this is a great offer.

You'd realise above that early surrender is detrimental. Guaranteed rate is ONLY upon MATURITY.

Hence, if you are buying a BIG sum like $1m (max policy size, min is $5,000 only), you can actually buy multiple plans so that if you need to prematurely surrender, it is not too bad.

Other than that, it's a simple to use savings vehicle.

 To apply, use this link to TIQ and input referral code below R99327

This plan is one of the best guaranteed return plans IMO and is insured by SDIC. Plan is issued by ETIQA.

You can purchase this plan for yourself online if you fulfill the following criteria:
a. You are a Singapore Resident with a valid NRIC or FIN; or
b. You are foreigner but you must be holding a valid Work Permit, Employment pass or Social pass.
c. You are between age 17 to 70 (age next birthday).

 To apply, use this link to TIQ and input referral code below R99327